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Borrowing rate: 7.22% p.a. fixed for the entire term; effective annual interest rate: 7.47%; Net loan amount: 8,000 euros; Contract duration: 72 months; Total amount: 9,869.66 euros; monthly rate: 138.00 euros; last installment: 71.66 euros; Assuming creditworthiness.
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EVIM Finanz
The EVIM team supports you in four
different financing issues
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We are happy to answer your questions and what you would like to learn face to face.
Frequently Asked Questions
Here you will find a quick overview of the most frequently asked questions.
I need a loan, what should I do?
You can reach us by phone via our hotline or by email. We will discuss all the details in a personal meeting in our office.
I already have several loans from several institutions. Can these be merged?
The possibility of a merger exists in principle, but must be clarified separately for each case.
Is there a possibility of financing during retirement?
There are special provisions for this. For more details, please contact our experts.
What requirements do I have to meet to get a loan?
One of the most important requirements is continuous employment of at least three months. For non-Austrian citizens, a minimum period of employment in Austria of one year is also required.
How much do I have to earn to get a loan?
The income must at least exceed the garnishability limit (currently EUR 1,100). Each application is tailor-made to the circumstances of the customer, therefore no general income limit can be given.